Vision  

Money is not wealth—it is a claim on wealth.

Axio is a new kind of money—designed to surpass both fiat and cryptocurrency, to empower people, support productive work, and strengthen trust rather than eroding it. It is the core of a legally structured monetary system (U.S. Patent No. 11,354,734) that combines the stability of traditional finance with the speed, transparency, and global reach of digital technology. It is not just a medium of exchange, but the foundation of a public monetary system—democratically governed, fully backed, and built for service, not profit.

Axio is backed by real economic activity, not speculation. It pays interest rather than extracting value from circulation. Within the system, transactions are processed in real time and free of charge. Privacy and transparency are built into its design, along with a mechanism for dispute resolution. Most importantly, Axio is owned and governed by the people who use it—not by banks or private investors.

With Axio, money becomes a tool for progress, not a source of division. It is a step toward a more inclusive, transparent, and sustainable global economy—one where the power of money truly serves humanity.

Join us, and be part of building that future.

Features  

From the outset, the Axio was designed to be more than an incremental improvement of the current monetary system. It is a revolutionary change, the aim of which is to surpass the current system by delivering previously untenable benefits to individuals and businesses. Here are some of the Axio’s features:

Freedom and Democracy

We are on the verge of a new age of a central bank digital currency, coupled with a social credit system enforced by invasive monitoring. We can only imagine what this Orwellian world will look like. Money is power, and if people were able to control it they would be able to control their own future. This is what Axio offers. A monetary system that is owned and controlled by the people. There is more information about the Axio Monetary System on our blog.

Common Good

The Foundation will use money creation for the benefit of the members of the community by redistributing the profits as interest payments to all the members. The Axio will be equitable money created by the people, controlled by the people, to benefit the people.

Value

The value of Axio will be pegged to a commodity index that will include gold, oil, and grain, and secured by Axio-denominated corporate loans and bonds. That is, the Axio will be directly backed by the intrinsic value of work that represents the real value rather than a by-product of work such as gold. And unlike other currencies that have a fractional reserve value, Axio will be fully backed by the full faith and credit of the borrowers.

Stability

The valuation of Axio will be linked to a commodity index and secured by loans denominated in Axio. These loans and the interest payments associated with them represent productive labor, which is a stable commodity. Consequently, the inherent value of Axio is anticipated to remain stable.

Payment Methods

The Axios Foundation will support a variety of payment methods that will allow the Axio to be used seamlessly, just like any other currency. Among these are the mobile payments that will allow the Foundation to bypass the existing payment infrastructure, and the very high fees associated with it. All transactions that do not require a currency conversion will be free for both consumers and retailers. And if feasible, the Foundation will issue Axio Cash that will support anonymous P2P transactions.

Speed

The Axios Foundation will operate a distributed computer system that will process transactions in real time.

Privacy

Most cryptocurrencies, like the Bitcoin, provide a publicly available record of all transactions that have ever taken place. Hence they have a low level of privacy, although even with this limitation many people still entrust their financial history to a public blockchain. To address this issue the Axios Foundation will not publish any information relating to accounts. Additionally, the Foundation will not sell or share members’ personal information without explicit permission.

Transparency

The Axios Foundation will operate openly and transparently to benefit its members. To achieve this, all details of its operations, including operating expenses, outstanding loans, amounts on deposit, amounts in reserves, profits, etc. will be published in a blockchain to show the financial status of the Foundation. 

Security

Because the system is self-contained, accounts managed by the Axios Foundation can be made more secure than regular bank accounts.

Dispute Resolution

Certain business transactions cannot be performed without a legal framework supported by some form of dispute resolution, and an ability to reverse transactions due to error, fraud, etc. This makes dispute resolution a vital component of any monetary system. To allow for dispute resolutions, transactions between Axio accounts will be reversible in whole or in part. To support the dispute resolution process, the Axios Foundation will abide by relevant court decisions, and will also provide arbitration for a fee via smart contracts. The ability to redress grievances will make the Axio similar to a government-issued legal tender, which is something that no other currency can offer.